Protection plans

The Protection Plans module allows merchants to define how insurance fees are calculated for customer orders. You can choose between Fixed and Percentage-based protection plans to suit your pricing strategy.

Step 1: Choose a Plan Type

Upon opening the Protection Plans section, you’ll be prompted to choose between two pricing models:

• Fixed: Use this if you want to charge a set insurance fee based on cart value ranges.

• Percent: Use this if you want to charge a percentage base rule.

You can switch between plan types at any time using the Choose protection type button.

Fixed Protection Plans

The Fixed option lets you define flat-rate fees for specific cart value ranges. This is ideal for stores that want predictable pricing for shipping protection.

Fixed Plan Table Overview:

Field	Description
Protection plan name	The cart value range this plan covers.
Protection amount	Flat fee charged to the customer.
Cart min price / max price	Range of cart values this plan applies to.
Created date	Date when the plan was created.
Actions	Edit or delete individual plans.

Creating a Fixed Protection Plan:

1. Click Create Insurance Plan.

2. Enter details like the cart value range and protection amount.

3. Save the plan. It will appear in the table.

Percentage-Based Protection Plans

The Percent model dynamically calculates the insurance fee based on a percentage of the order total, giving more flexibility for variable cart values.

Fields to Configure:

Field	Description
Default fee	A base amount that will be charged initially.
Percentage fee	The percentage applied to the cart total.

How It Works: Protection fees increase in steps of $0.50, starting from the Default Fee, up to a maximum of: Default Fee + (98 * Percentage Fee * 0.50)

Managing Plans

• Click Edit next to any plan to update details.

• Click Delete to remove a plan.

• You can maintain multiple fixed plans with varying price ranges, but only one percentage-based rule can be active at a time.